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Take Control of Your Finances with AI

Track income and expenses with ease: fast entry, clear spending analytics, and AI reports. Works offline — your data stays on your device.

100% works offline
22 app languages
AI reports & chat assistant
Budget Track AI

Why Choose Budget Track AI

Everything you need to manage your personal finances

AI reports & chat

Personalized spending reports and a chat assistant that answers questions about your finances.

Clear analytics

A category spending pie chart for any day, week, month or year.

Budgets & goals

Category limits, recurring transactions, and savings goals.

How It Works

Three simple steps to financial control

1

Download & add transactions

Install the app and add income and expenses manually — fast, with a calculator keyboard.

2

Sort by category

Pick a category and wallet — a clear pie chart shows where your money goes.

3

Get AI insights

Review AI reports and spending analytics to plan your budget and reach savings goals.

Simple Pricing

Choose the plan that works for you

Free

$ 0

Perfect for getting started

  • Data export (CSV/PDF)
  • Password/biometric protection
  • Create accounts
  • Basic categories
Get Started

Premium

$ 6.99 /month

Maximum AI power

  • Everything in Standard
  • AI Chat access (unlimited)
  • AI Reports access
Subscribe
Secure payment

What Users Say

Why people like Budget Track AI

JD

John D.

Google Play
★★★★★

"I finally see where my money goes. The category pie chart is so clear, and adding an expense takes a couple of seconds."

SM

Sarah M.

Google Play
★★★★★

"A handy expense tracker. The AI reports help me figure out where I can actually save."

MK

Mike K.

Google Play
★★★★★

"Simple interface, works offline, data stays on my phone. Multiple wallets and currencies are exactly what I needed."

Frequently asked questions

Everything you need to know about the Budget Track AI expense tracker

No. Budget Track AI is offline-first: all data is stored locally on your device, and you can track income and expenses fully offline. A connection is only needed to sync a backup and for the AI features.

No, the app does not connect to banks or import statements. You add income and expenses manually with a handy calculator keyboard. This gives you full control over your data and your privacy.

There is a free tier with ads and core tracking features. The Standard (about $2.49/mo) and Premium (about $6.99/mo) plans remove ads and unlock more, including AI reports and the chat assistant.

On the premium plan, the AI generates weekly and monthly reports about your spending and answers questions in chat, such as "how much did I spend on coffee this month?". Answers are in your language.

Yes. All financial data is stored locally on your device. You can protect the app with a PIN and biometrics, and backup syncing happens over an encrypted connection (HTTPS).

Yes. The app supports multiple wallets, multi-currency tracking with exchange rates, and transfers between wallets — convenient if you keep money in different currencies and accounts.

You can back up your data and optionally store it in your own Google Drive. You can also export your transactions to CSV and PDF for reporting or transfer.

Budget Track AI is available for Android phones and tablets — you can install it from Google Play.

From Our Blog

Latest tips and insights

Budget Track AI — AI-powered expense tracker and personal finance app

Budget Track AI is an easy expense tracker that helps you keep your personal finances under control. Add income and expenses fast with a built-in calculator keyboard, and a clear category pie chart shows where your money goes by day, week, month or year. It’s a simple, honest budget app without the clutter.

The app is offline-first: all of your financial data is stored locally on your device, so you can track income and expenses even without an internet connection. It supports multiple wallets, multi-currency with exchange rates, and transfers between wallets. For budgeting there are category limits, recurring transactions, and savings goals — handy if you’re looking for a money-saving app.

What the AI assistant does

The premium plan adds an AI finance assistant: weekly and monthly AI reports about your spending, plus a chat assistant that answers questions about your money — for example, “how much did I spend on coffee?” — in your language.

  • Income and expense tracking with fast entry and categories
  • Multiple wallets and multi-currency support
  • Budgets, recurring payments, and savings goals
  • AI reports and a chat assistant for your finances
  • PIN and biometric lock, CSV/PDF export

Budget Track AI is for anyone who wants to track spending, plan a budget, and save with confidence. Download the app and start managing your finances today.

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Works offline Data on your device No ads on Premium